{"id":22943,"date":"2024-12-20T10:44:57","date_gmt":"2024-12-20T15:44:57","guid":{"rendered":"https:\/\/blogs.cooperhealth.org\/weeklyrounds\/?p=22943"},"modified":"2025-01-09T10:45:52","modified_gmt":"2025-01-09T15:45:52","slug":"financial-well-being-2025-irs-contribution-limits","status":"publish","type":"post","link":"https:\/\/blogs.cooperhealth.org\/weeklyrounds\/2024\/12\/financial-well-being-2025-irs-contribution-limits\/","title":{"rendered":"Financial Well-being – 2025 IRS Contribution Limits"},"content":{"rendered":"

As we approach the new year, you may be wondering, \u201cHow much will the IRS let me contribute to my retirement account next year?\u201d<\/strong> We are happy to provide an answer!<\/p>\n

In 2025, the IRS annual contribution limit for the 403(b) is $23,500<\/strong>.<\/p>\n

Catch-Up Contributions for Age 50+:<\/strong><\/p>\n

For those aged 50 or older, the 403(b) catch-up contribution limit remains $7,500, allowing a total possible contribution of $31,000.<\/p>\n

New! Enhanced Contributions for Ages 60 to 63:<\/strong><\/p>\n

Individuals turning 60 to 63 in 2025 are eligible for higher catch-up contributions to their 403(b) plans. The new catch-up amount is $11,250, bringing the total possible contribution to $34,750. For those turning 64 or older, the catch-up contribution reverts to the age 50+ amount of $7,500.<\/p>\n

How can I make these contributions?<\/strong><\/p>\n

All team members are eligible to make pre-tax contributions, Roth (after-tax) contributions, or both.<\/p>\n

To make saving for retirement even easier, consider using the Contribution Maximizer<\/a><\/strong> tool, which calculates your ideal contribution for each pay period.<\/p>\n

Need a little more in-depth planning for the year ahead? <\/strong><\/p>\n

No problem! Fidelity Workplace Financial Consultants are available for confidential consultations via Zoom or over the phone. Visit Fidelity.com\/schedule<\/a><\/strong> to book your appointment today.<\/p>\n

For additional questions about contribution limits or your plan in general, call Fidelity at 1.800.343.0860. Visit www.fidelity.com\/atwork<\/a><\/strong>, or use the Fidelity Net Benefits mobile app.<\/p>\n","protected":false},"excerpt":{"rendered":"

As we approach the new year, you may be wondering, \u201cHow much will the IRS let me contribute to my retirement account next year?\u201d We are\u2026<\/p>\n","protected":false},"author":69,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1],"tags":[],"class_list":["post-22943","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"\nFinancial Well-being - 2025 IRS Contribution Limits - Weekly Rounds<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Well-being - 2025 IRS Contribution Limits - Weekly Rounds\" \/>\n<meta property=\"og:description\" content=\"As we approach the new year, you may be wondering, \u201cHow much will the IRS let me contribute to my retirement account next year?\u201d We are\u2026\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blogs.cooperhealth.org\/weeklyrounds\/2024\/12\/financial-well-being-2025-irs-contribution-limits\/\" \/>\n<meta property=\"og:site_name\" content=\"Weekly Rounds\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-20T15:44:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-09T15:45:52+00:00\" \/>\n<meta name=\"author\" content=\"mlongshore\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"mlongshore\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/blogs.cooperhealth.org\\\/weeklyrounds\\\/2024\\\/12\\\/financial-well-being-2025-irs-contribution-limits\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blogs.cooperhealth.org\\\/weeklyrounds\\\/2024\\\/12\\\/financial-well-being-2025-irs-contribution-limits\\\/\"},\"author\":{\"name\":\"mlongshore\",\"@id\":\"https:\\\/\\\/blogs.cooperhealth.org\\\/weeklyrounds\\\/#\\\/schema\\\/person\\\/f78f75144b35a7a07cfdd71793b7888c\"},\"headline\":\"Financial Well-being – 2025 IRS Contribution Limits\",\"datePublished\":\"2024-12-20T15:44:57+00:00\",\"dateModified\":\"2025-01-09T15:45:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/blogs.cooperhealth.org\\\/weeklyrounds\\\/2024\\\/12\\\/financial-well-being-2025-irs-contribution-limits\\\/\"},\"wordCount\":218,\"articleSection\":[\"General\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/blogs.cooperhealth.org\\\/weeklyrounds\\\/2024\\\/12\\\/financial-well-being-2025-irs-contribution-limits\\\/\",\"url\":\"https:\\\/\\\/blogs.cooperhealth.org\\\/weeklyrounds\\\/2024\\\/12\\\/financial-well-being-2025-irs-contribution-limits\\\/\",\"name\":\"Financial Well-being - 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