Phishing is an online con game and phishers are nothing more than tech-savvy con artists and identity thieves. They use spam, malicious web sites, email messages, and instant messages to trick people into divulging sensitive information, such as bank and credit card accounts, usernames, and passwords.
How Do You Know It’s a Scam?
There are different forms of phishing tactics. Criminals may try to trick you into giving away your personal information via emails, social media messages, IMs, text messages, and even Internet chat rooms. Sometimes criminals may try to fool you into installing a malicious program, known as spyware, which can track and record the information you enter into your computer. Below are some of the commonly used tactics and warning signs you should be on the lookout for:
- Phishers, pretending to be legitimate companies, may use email to request personal information and direct recipients to respond through malicious websites. Phishers have been known to use real company logos, and will also use a spoofed email address, which is an email address that is similar to the actual company’s address. However, the address may be misspelled slightly or come from a suspicious domain.
- Emails may come in the form of a help desk support ticket, a message from your bank, or from someone soliciting money or trying to exploit a tragic event that has recently been in the news.
- Phishers tend to use a call to action. You may get a notice that an account is being shut down and you need to log into it to avoid that from happening. They may also request personal information in order to verify your identity.
- Phishing websites can look remarkably like legitimate sites because they tend to use the copyrighted images of the original sites.
- Fraudulent messages are often not personalized and will frequently have misspellings of words and company names.
How Do You Know If You Have Spyware?
Spyware can be downloaded from web sites, email messages, instant messages, and from direct file-sharing connections. Additionally, a user may unknowingly receive spyware by installing a software program, and the spyware piggybacks onto that installation as additional suggested software. Users may also be unaware that some browser add-ons contain spyware.
Spyware frequently attempts to remain unnoticed, either by actively hiding or by simply not making its presence on a system known to the user. However, sometimes there can be signs that you may be infected:
- Your computer starts to run slower than usual.
- You start to receive an unusual amount of pop up ads.
- There are new toolbars on your browser that you did not install.
- Your browser’s home page has changed to a page that you are unfamiliar with.
- Your web searches become redirected to other spam sites.
How Do I Protect My Privacy?
If you happen to run across any of these red flags, here are some tips to keep yourself safe and protect your privacy:
- Never give out any personal information via email, social media platforms, text messages, or instant messages.
- If asked to click on a link and sign into the site with your username and password, never click on the link. Instead, go to your web browser and type in the website’s URL. Be sure to look for the verified https:/ at the beginning of the URL in the task bar.
- Never download a program or file from a suspicious email. These may contain spyware.
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